The insurance fog

Insurance companies are so much fun. They approve claims unless…… somewhere in the fine print they don’t. The policies are difficult to read and parse the intangibles. I am sure it is deliberate. In the case of property etc it is aggravating enough but in medical issues it can be life and death.

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When I worked as a Case Manager I had to be able to read and understand the policies. One of the best things I learned in my life. I can’t do it with property but I can read through the details on medical insurance and find the little catches that are used to avoid approving things. So very useful in today’s world.

onward

As in most things it is the squeaking wheel that gets action but doing that can take time and much aggravation. Confusion is one of the tools used to make us think there is no way through the fog. Usually there is but finding it is tricky. If you are struggling with a problem like this see if you can find an advocate who understands the system and can help. Sometimes physician’s office staff can help.

Balance is the key

SurpriseToday was filled with surprises. Routine Dr visit where I learned that something that hasn’t meant much over the years may be causing some of the issues I have had lately. Will get that checked, resolved and maybe get some bonus benefits. Yea!

Again life is full of interesting things. Maybe this is the start of some things getting done. The bathroom may be finished by next week and then it’s moving everything back and enjoying. Thank goodness!

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We definitely have to take one day at a time. Each day has been so different lately. One day up and the next down. Rolling with the flow is my wish but I don’t always do that well. We have to keep seeing that another day is coming with its own gifts and challenges and let the past day go. It is the only way to maintain balance.

Memories–always there

Memories

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Memories
Things remembered
Never lost

Childhood
Days seemed forever
Time moved slowly

Teens
Endless life
Untouchable, invulnerable

Marriage
Love, passion, caring
Too quickly passing

Children
Growing, changing, becoming
Then suddenly….gone

Now marriage
Secure, comfortable
Loving, aging

Growing older
Vulnerable health
Fast passing

Memories
Always present
Always, always

Challenges

Each day is different. Each day brings it own challenges and its own rewards. We just have to be ready to take one moment at a time. We have ups and downs…times when we feel lost…times when we are sure that we won’t manage. Somehow, we can pull up our socks and get through.

personal challenges

These last few weeks have been a challenge for me but I continue to move on. I will not give up and let it drag me down. I know it will be a few more weeks before I can put things back to rights and find all the things I can’t put my hands on right now.

Things do arise that test our patience and our ability to cope. Each time we learn something new about ourselves. It may be something good or something we didn’t want to know. Nevertheless it is critical to learn, accept and move on.

Mostly moms is the reality

raising aloneTimes are tough. There are many children who are being brought up by single moms. Most of the work hard and do their best for their children. Still, being without a spouse is doubly hard. I think it takes two parents. The stress on one parent is horrendous. We all need help and in the case of raising children it is critical.

Regardless of who is doing the raising having more than one person to be looked up to and hopefully emulated is so necessary. It is helpful if boys have some male in their life and a female for girls. This is not always possible but hopefully some other family member is able to step up and help.

raising alone 2When we grew up in small towns there were many others to help. It really does “take a village” to raise a child. The more adults loving and molding growing up the better. Many of the children I am seeing now have only one parent and it is most frequently the mother. We need to grow the organizations “big brothers” and “big sisters” to fill in the gaps. children who are mentored do so much better. If not they seek affirmation from all the wrong people.

We must care for our youth

Disorder

The work on our bathroom continues. Today we had the insurance adjuster as areas below the shower seat and the floor were soaked. There must have been a break in the tile that we couldn’t see. We don’t know what they will do but anything will be a help.

DisorientedLogoThere is something disorienting about living somewhere in your house that you never stayed constantly in. It is a strange feeling. I didn’t ever think about it being off putting but it is. I don’t know why. It just feels wrong.

I really can’t think of the word to describe how it feels. The word that comes closest is disordered. According to the dictionary it is:  disrupting the healthy or normal functioning of.  Our closets are between our bedroom and the bathroom and the bedroom is covered with plastic and unusable. To get clothes I have to wander into the disaster zone and find what I want. I keep moving things to the bedroom I am using. Who knows what will be there when we get done.

coping-skills-2I am spending time out of the house, mediating when I can and generally using coping skills to stay myself. I didn’t expect something that is a happy circumstance to be disorienting. Oh well. Live and learn. As a nurse I know that even good stress is stress (eustress) and can get to you. I think that having to delay a week because of the hurricane didn’t help.

They are moving on with the work and I hope they are done soon.

Hurricane coming

Just thought I would check in tonight. So far we still have power here in Savannah. We usually lose power in ever the lightest storm so I am really surprised it is still on. We do have a generator and hope that it works if the power goes off. If you click on the video it should right itself.

So far just lots of wind and rain impossible to tell what it looks like without video. Hopefully the worst will be by us by tomorrow. I will only be able to post with my phone if no power so it may be a few days.

Please no more this year..for everyone

train in tunnel

Hopefully today there is a light at the end of the tunnel. Just hoping it is not a train. Our portion of the shoreline has been downgraded to “tropical storm” which we can handle. We have nor-easters here which are about the same. Nevertheless we will keep a close watch.

I still weep for the people in the Bahamas. I can’t even begin to imagine what it has been like to see that storm battering away for days without a break. I pray there are no more for them this season. What must it be like to have your home torn apart and not just yours but your neighbors and most of the island. I know that other places see this kind of devastation from earthquakes, tornadoes, fires etc. but it is always terrible.

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We all need to do what we can to help the recovery there. It will be a long time recovering.

Still waiting but coping

kind-of-coping-9781507209189_lgAnother day just waiting. The workers who are redoing our bathroom will not be able to work this week so we will just continue toughing it will stuff everywhere. Who know that fixing a bathroom would be such a big deal? We are very lucky that we tore it out since we discovered that a major leak had been occurring under the tile. Before long one of us would have fallen through the floor. I am so glad that we are able to fix this now.

Life is never boring. At least that has been my experience. Life has had nice lulls. Just enough time to think it might continue when something else comes along. This is a pattern I have learned to accept and manage to absorb.

sharing wisdom

I am sure that age has something to do with my perspective. I’ve had a long time to learn how to roll with things. There are still things that can wreck my calm but after a short while of acceptance I usually can move on. I wish I had been able to manage this well when I was younger. I hope that my sharing my experiences is helpful to others. It is a major thought in everything I write.

May all those who are threatened by Hurricane Dorian be safe.

Still waiting

golden-retriever-sits-outside-stWe still have no idea what the hurricane will do. It is moving so slowly so we just have to continue to wait and see. We do have somewhere to go if we have to leave but it is not easy, at our age, to board up the house. We have metal shutters but they have to be carried around to the front and screwed in. we will manage but hope we don’t have to.

Again I feel such anguish for those in the Bahamas. It sounds as if the islands will just be swept over with water. I hope that anyone still there survives.

Even though we are waiting life itself goes on as usual. It’s funny that I am not triggered by this situation. It is physical problems that trigger me. Each of us has different things that set us off. It is helpful to know what it is.

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I hope that the people redoing the bathroom will be able to work some this week but who knows. Again it will be a waiting game. I guess waiting will be my middle name for the near future. I will be testing my patience. Not something I am especially good at.